Can you sell your house without an estate agent?
Posted on Dec 19 2024 by CobblesWith everyone watching the pennies, more homeowners are wondering “can you sell your house without an estate agent?” The short answer is yes, but most sellers find it’s quite a challenge. In this blog, we look at the most challenging areas of selling your house without an estate agent. It’s important to consider whether you have the time and energy to meet all the requirements, and whether the financial saving is worth it.
Read moreDo I need an after-builders clean before I sell my home in Guildford?
Posted on Nov 26 2024 by CobblesOne of the most basic steps to take when putting your house on the market is giving it a very thorough clean. Clean homes look welcoming and smell fresh – two important matters to potential buyers. If you are ready to put your home on the market without doing any work to it, you can usually do the cleaning yourself. But if you’ve done renovation work to increase the appeal of your property, you might like to choose a deeper professional clean afterwards. An after-builders clean will give you peace of mind, knowing that professional cleaners have done a thorough job using the most effective products. Let’s take a closer look.
Read moreHow to solve a neighbour dispute
Posted on Oct 09 2024 by CobblesWe love seeing our buyers and tenants move into their new homes and we hope they’ll all be very happy! But something we can’t control is neighbours. Most people are lovely and understand that what they do affects other people’s lives. Unfortunately, a small minority of inconsiderate people make bad neighbours. If you’re unlucky enough to live next door to one, you might need to know how to solve a neighbour dispute. In this blog, we look at how to deal with a situation yourself, and which outside agencies to bring in and when.
Read moreSelling property in Guildford – how do I know which offer to accept on my house?
Posted on Oct 01 2024 by Cobbles“How do I know which offer to accept” is becoming something of a frequently asked question. Houses and flats in Surrey are always in demand, and we’re seeing an increasing number of sellers receive multiple offers for their properties. In this blog, we look at which offer you should accept, why the highest offer might not be the best offer, and the etiquette of gazumping.
Read moreBuying a property in a conservation area – what do I need to know?
Posted on Sep 11 2024 by CobblesBuying a property in a conservation area has many advantages, like having attractive historic features and laws in place to protect the streetscape. However, there are some limitations too – buyers should be aware of what it means to take on a property in a conservation area before they commit. Let’s take a closer look.
Read moreCan I go on holiday while my house is on the market?
Posted on Aug 21 2024 by CobblesBuying and selling properties can be a stressful process. Taking a holiday and getting away from it all can have a strong appeal! But there are downsides too, like managing the sale remotely and not being on-hand to provide paperwork and answer questions. Houses are put on the market for all sorts of reasons. Sometimes we don’t have a choice about when we sell and have to put property on the market even when we have other commitments. In this blog, we explore the pros and cons of going on holiday while your house is on the market.
Read moreBuying property in Guildford – what is stamp duty?
Posted on Aug 07 2024 by CobblesWhat is stamp duty? Stamp duty is a tax paid by buyers when they buy property. The tax is paid on top of what you paid for the house or flat, so it’s important to understand so you can add it to your budget. Let’s take a closer look at what stamp duty is, how much you’ll pay and when you’ll have to pay it.
Read moreBuy property in Guildford - what does loan-to-value mean?
Posted on Jul 25 2024 by CobblesWhen it’s time to buy property in Guildford or anywhere else, it’s important to understand the terms used by estate agents and mortgage lenders. The better you understand the house-buying process, the more smoothly it will run. Let’s take a closer look at loan to value, also known as LTV.
Read moreWhy are vacant homes a problem?
Posted on Jul 18 2024 by CobblesApproximately 1% of Surrey homes are standing empty. This situation generates a range of problems for the Surrey property market, but did you know it can create problems for the owners of these properties too? In this blog, we look at the reasons behind properties standing empty, why it’s a problem and what you can do if you’re the legal owner of a vacant property.
Read moreBuying property in Guildford - should I get a thirty-five year mortgage?
Posted on Jul 08 2024 by CobblesThe last two years have seen an increase in the number of first-time buyers taking out long-term mortgages. Some of these are as long as thirty-five years, which will take the homeowners well into retirement. However, we can see how these longer-term mortgages can help people get onto the property ladder, and boost the property marketing generally. In this blog, we look at the pros and cons of mortgages that you might still be paying off into retirement, and what this means for the property market.
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