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If you’re new to renting or owning your own home, you might be wondering, “what is home insurance?” Home insurance protects you against the cost of accidents and disasters at home. For example, if a fire breaks out and damages your house, flat or possessions, home insurance will pay for repairs and replacements. Like all insurance, home insurance can be expensive so it’s important to take out the right type of policy for your needs. This will save you paying more than you need to, while also increasing the likelihood that the insurance company will uphold your claim.